Every January, millions of people resolve to hit the gym and eat better. Almost none of them make a plan for their money — the one thing that actually determines whether they work until 65 or walk away at 45.

Last year I put together 21 bitcoin + FIRE resolutions. Every single one still applies in 2026 — and a few are even more urgent now. Automate your DCA. Increase your bitcoin allocation. Upgrade to multisig if your stack has grown. Set up a succession plan so your family can actually access your bitcoin if something happens to you.

A few of these might surprise you. One is about training yourself to spend money — a real challenge for FIRE people who've spent years optimizing savings. Another: hold zero dollars. If bitcoin is your primary savings vehicle, why keep a balance in something that loses purchasing power every year? Tools like Fold, Strike, and River make it practical to run your financial life entirely on bitcoin rails.

21 resolutions because 21 million is the cap. Pick the 5 that match where you are, execute them consistently, and finish 2026 in a fundamentally stronger position.

https://firebtc.io/p/21-resolutions-for-2025