Bitcoin adoption won't look like everyone just waking up tomorrow and refusing fiat. People have jobs, landlords, subscriptions and supermarkets that run on existing rails.

So, how do we get to the global native Bitcoin endgame we all want to see?

Realistically, the pragmatic majority won't sacrifice their convenient lifestyle for this. Thus, you keep the rails people already understand:

- Cards
- IBANs
- Bank transfers
- Recurring payments

And gradually change the money underneath them, even if it involves conversion for the time being:

- Your EUR salary becomes BTC, automatically.
- Your debit card spends BTC globally.
- Your subscriptions charge your Bitcoin wallet.
- Any bank transfer is paid with BTC.

This way, people don’t need to rebuild their entire life around Bitcoin, but they can still have it as their base money.

As more merchants adopt Bitcoin, these intermediary bridges will slowly convert to native payments.