Sure, I'm also not willing to transact daily on anything but my credit card. If there's something I want to buy with Bitcoin it has to be meaningful or with another person who I respect. For ex, my cheese farmer / maker I only pay with btc. Oshi gets sats for his butters. These are specialized ...

right an asset with a hardcap is obviously not going to be a MoE. you cant fight the incentives. just use monero.