Depending on your goals and how disciplined you are. Taking on debt maybe a better option if you are already debt free

Nothing like stacking #Bitcoin with a low % interest rate on a HLOC

If you are not debt free

Pay your high credit cards off and dispose of them
Only hold good debt that outpaces inflation

Spend less then you make

Sweep the rest in Bitcoin

Borrow against your #btc and buy more BTC

Stack forever and let price appreciation of your collateral roll over and de value your debt.

Basically, be @Michael Saylor but for your family and yourself.

If your putting shit on credit cards every month. Start there that has to end.