being debt-free hits different mentally , no alarms at 3am about payments, just pure freedom to tell any employer/banker to f off if you want. that psychological alpha is worth some trade-offs imho. plus once you’re sitting on a fat stack of corn unencumbered, 21m hard cap does the heavy lifting v...

Perv https://blossom.primal.net/53dbeea2f0124db2cf66779434a98f5e297162412cc66a5473141932b8870982.jpg