I think you missed the part where Cashapp keeps the spread. If you are paying in bitcoin without at least a 5% discount over cash price you're just raping yourself.

LN is the payment infrastructure; the mediator between off/onramps to fiat. Some merchants keep it as btc, and some don't. That's their choice. Forcing btc maxi ideologies onto merchants will get nowhere and slow adoption. I know that I don't want to deal with Cost Basis tracking, and I want to b...