The 16 year old kid said it was his car, but that he didn't have insurance. When his father showed up, he said that he did have insurance. We exchanged info, I took photographs, I filed an online police report. I can't drive my truck home. I'll be borrowing a friend's truck, a friend who is in C...

Interesting it's legal in NZ to not have insurance as it's a public liability issue and pretty much required everywhere else.. afaik. Good to know and glad everyone is unhurt.