I try to take a reasonable stance and be fair on these sorts of issues. I fully understand that I am on a pretty extreme end of the technical spectrum and don't expect everyone to do as I do. Even though this issue isn't really that hard, most people view it that way and probably just do what is easiest. And what's easiest is incredibly insecure for most people without something like passkeys or even SMS that I hate (I reserve the right to sometimes make inflammatory statements 😂)