Fair points, and mostly true. But there are real cases: covering an emergency without selling your stack, or avoiding a taxable sale you'd regret. Keeps long term exposure intact. Not for most people ...
Even in those cases, I'd still just use the savings directly. I have and it's been fine, I don't regret it.
Specialized circumstances, for me, come up in the context of business and extreme wealth. Where there's enough strategic, objective need to take a loan with Bitcoin collateral that it makes sense. But for individuals, I don't see it unless you have a weak mind and need a loan as a safety blanket.
Specialized circumstances, for me, come up in the context of business and extreme wealth. Where there's enough strategic, objective need to take a loan with Bitcoin collateral that it makes sense. But for individuals, I don't see it unless you have a weak mind and need a loan as a safety blanket.
1