This is a horrible idea. If it happens, it will cause a disaster worse than Anigma. Use Payment Targets.

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Now you just need a stable currency to pay with.

Is there a way to use Nostr as a coordinator for payjoin or coinjoin? Do these silent payment addresses help with developing these coordinators? I don't really know much but I get a feeling, There's a way to do some decentalized coordination via Nostr and the fact the identity is also the payment ad...

This is VERY bad. The way that you have derived the spend and scan private keys can lead to total loss of funds and identity. https://gist.github.com/trbouma/77648ebe1005b181b67d1c4b42c7f31d?permalink_comment_id=6167489#gistcomment-6167489

If anyone can derive the SP address from your npub, then anyone can derive your scan key from your npub? Am I missing something?