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@nprofile1q...
The only ones not covered by #4 are 1 and 8. I don't get the appeal of 8, so definitely 1 and 4.
#4 gives $12M/year, so outpaces 5 within 2 years, even allowing for inflation. Plus, it's a safety net: if you take the lump sum and something goes wrong with your investments, you're done. If you make a mistake with 4, you get more money next month to try again.
The only ones not covered by #4 are 1 and 8. I don't get the appeal of 8, so definitely 1 and 4.
#4 gives $12M/year, so outpaces 5 within 2 years, even allowing for inflation. Plus, it's a safety net: if you take the lump sum and something goes wrong with your investments, you're done. If you make a mistake with 4, you get more money next month to try again.
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