"where in any given situation somebody might opt for a lazy easy way to solve a problem, piling on technical debt and complications which is a centralizing force as long as it doesnt kill the thing just yet" Good wording. The catch is how deep you go down in analysis on that. You crack that open a bit and start peering down, it goes down a long ways and crosses many more domains than most account for or think about. We are barely able to cognitively function as humans at this level of complexity (to your point).