Damus
Andrew Lokenauth profile picture
Andrew Lokenauth
@Andrew Lokenauth

I write https://TheFinanceNewsletter.com, trusted by 100,000+ readers to get smarter with the economy, geopolitics & finance. 


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Recent Notes

Andrew Lokenauth profile picture
We're in UNCHARTED territory.

> $36 trillion+ in national debt (and climbing fast)
> Central banks worldwide quietly dumping dollars and buying gold
> Cost of living at all-time highs
> Americans can't afford to buy homes
> Wages that can't keep up
> Credit card debt at RECORD levels
> Consumer savings rate near zero
> Social Security running out faster than projected
> Bond market flashing red
> Stock market is propped up by 7 companies
> Escalating conflict in the Middle East
Andrew Lokenauth profile picture
My credit score dropped when I paid off my car.

My credit score dropped when I paid off my student loans.

Credit agencies told me: "You should get more loans to increase your credit score."

The system punishes you for not owing any money.

They want you in debt forever.

Credit scoring is one of the biggest scams.
Andrew Lokenauth profile picture
The Federal Reserve just pumped $18.5 Billion into the US. Banking System this week through overnight repos.

This is the 4th-largest liquidity injection since COVID and higher than the peak of the Dot-Com Bubble.

I'm sure everything is fine.

Andrew Lokenauth profile picture
Good employees don't quit jobs, they quit:

• Low pay
• Bad bosses
• Office politics
• Toxic workplaces
• Micro-management
• Feeling undervalued
• No work-life balance
• Lack of opportunities

It's 100% okay to leave jobs that no longer serve you.

It's important to be happy where you work. You spend a lot of time there.
Andrew Lokenauth profile picture
Deaths are higher in emergency rooms of hospitals owned by private equity firms, per Harvard University.

They did the math: It’s cheaper to let you die than to save you with a procedure you can’t afford.

This is what happens when profits are prioritized over people.
Andrew Lokenauth profile picture
JUST IN: You can now use buy now, pay later for your rent.

Rent Now, Pay Later is a new option for renters where you pay a fee or a monthly subscription and if you miss a payment, interest rates go way up.

THIS IS VERY VERY BAD.