Imagine you’re 70 and you want Bitcoin exposure.

The desire makes sense. Bitcoin has been one of the best-performing assets of the last decade.

The problem is also obvious: spot Bitcoin can be a rough ride. And when you are retired, a rough ride at the wrong time matters.

So the real question is not “Bitcoin or no Bitcoin.”

It’s “What kind of Bitcoin exposure can you actually live with?”

For some people, that means using listed, liquid instruments that are built to distribute income and aim for a smoother path than spot. One example in the market is Strategy’s preferred stock, STRC.

Important caveat: STRC is not Bitcoin, and it is not risk-free. It’s a security issued by a company. The dividend rate can change, and the price can move. There is credit risk. None of this is guaranteed.

But it’s a useful example of the bigger point: Bitcoin exposure is not a one-size-fits-all approach.

You can dial volatility up or down.
You can prioritize cash flow, growth, or a mix.
You can structure exposure in a way that fits your life instead of forcing you to “white knuckle” spot.

At @nprofile1q..., that’s what we do. We help clients choose the version of Bitcoin exposure that matches their goals, time horizon, and risk tolerance using listed, liquid tools.

Educational only. Not investment, tax, or legal advice. Not a recommendation to buy or sell any security. Past performance does not guarantee future results. Dividends/distributions are not guaranteed and may change.

On a bank holiday, Bitcoin can send any amount of money anywhere on earth in minutes — for just $0.44.

STRC is back at its $100 par.

Bitcoin is still about 42.6% off its highs.

Same ecosystem. Very different ride.

STRC is Strategy’s perpetual preferred stock. It is built to trade around $100 par by adjusting its dividend rate monthly, specifically to encourage the par peg and reduce price volatility. It also pays cash dividends monthly (current stated annualized rate shown as 11.25%, variable).

This is the point I keep making.

Bitcoin exposure is not one product.
It is a design space.

Educational only. Not investment, tax, or legal advice. Dividends and trading price are not guaranteed and the rate can change materially.

Are you selling your Bitcoin to fund your lifestyle?

If so, why?

“Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance.”
— James 1:2-3 NIV

God has called us to great suffering.
I pray that we endure it thankfully.

Roughly $2.4T was wiped out of silver today.

Bitcoin’s entire market cap is about $1.7T.

Realizing you genuinely have a few more years to accumulate assets before currency debasement and AI reshape the economy.

A quick word of caution if you are thinking about buying or selling gold or silver through Facebook Marketplace or similar platforms.

Verifying authenticity, purity, and weight in a private sale is harder than it sounds. Counterfeit or plated bars and coins exist for both gold and silver, and even experienced buyers can get burned. Once money changes hands, there is usually no recourse.

There are also safety and legal considerations. Meeting strangers while carrying high value assets, dealing with unclear provenance, and having no formal documentation can create issues. These range from personal security concerns to tax and reporting problems later on.

Gold and silver can absolutely have a place in a portfolio. But how you buy or sell them matters just as much as what you are buying. Reputable dealers, transparent pricing, proper receipts, and secure custody exist for a reason.

If a deal relies on trust instead of verification, or sounds too good to be true, it usually is.

This post is for general educational purposes only and does not constitute individualized investment advice.