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Andrew Lokenauth profile picture
Andrew Lokenauth
@Andrew Lokenauth

I write https://TheFinanceNewsletter.com, trusted by 100,000 to get smarter with the economy, geopolitics, personal finance, and decision-making.



20 years of finance experience — Follow for daily insights & turn on notifications!

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  • wss://relay.ditto.pub – read & write

Recent Notes

Andrew Lokenauth profile picture
The U.S. annual budget deficit just hit its highest level since COVID.

The THIRD-LARGEST in American history.

Almost $2 TRILLION in a year.

The government spent 37% more than it collected.

And somehow, this isn’t the biggest financial story in America right now.
Andrew Lokenauth profile picture
Where are the DOGE checks?

Where are lower mortgage rates?

What happened to gas under $2?

Where are the $2,000 tariff checks?

When are electric bills being cut in half?

Where is the 10% credit-card interest cap?

What happened to bringing grocery prices down?

What happened to paying down the $40 trillion debt?

What happened to the “1,500%” prescription discounts?
Andrew Lokenauth profile picture
JUST IN: Meta is using AI data centers to claim research tax credits, according to the NYT. Its total research credits reached almost $4,000,000,000 in 2025 alone.

It also counted Mark Zuckerberg’s $4.1 billion compensation as research spending to claim a $355 million tax break.

Apparently when you’re worth $2 trillion, a data center is a science experiment and your CEO’s $4 billion payday is research.
Andrew Lokenauth profile picture
Canada just put 15% to 50% tariffs on $20 billion worth of US products.

The US raises tariffs. Americans pay more.

Canada retaliates. Then American businesses lose sales.

Then the US raises tariffs again. And Americans pay even more.

Over $100 billion in tariff refunds has been paid out so far.

The government sent $0 to US consumers. Companies got the refunds.

It’s like taking money from your own citizens, then handing it to corporations.

Thank you for your attention to this matter.
Altbot · 12w
Provided by nostr:nprofile1qy2hwumn8ghj7un9d3shjtnyd968gmewwp6kyqpqsh2dy38px6g34mru0n2tzesxfu5ujmxy65s64p93naz7x2lxhgpqalfhtj, generated privately and locally using Gemma4:26b nostr:nprofile1qy2hwumn8ghj7un9d3shjtnyd968gmewwp6kyqpq5v42mwnn36003xf5uquqwvmxlqcwy7g9txhdah66n6xwlmxpgt5q4guatj A medium ...
Andrew Lokenauth profile picture
TRUMP coin is now down 98% from its peak.

A $10,000 investment at its peak would be worth $204 today.

Around 1 million wallets have now lost a combined $3.81 billion.

Why would anyone invest in this??

Nazo · 17w
nostr:nprofile1qy2hwumn8ghj7un9d3shjtnyd968gmewwp6kyqpq5v42mwnn36003xf5uquqwvmxlqcwy7g9txhdah66n6xwlmxpgt5q4guatj nostr:nprofile1qy2hwumn8ghj7un9d3shjtnyd968gmewwp6kyqpqke68qh59qkyeel06lqg32kr29yud4tk6dm4lxp7624lefqr74xdqht0hde I don't know. It started out boiling frog, but then it switched to a bl...
Andrew Lokenauth profile picture
JUST IN: US auto loans have exploded to $1.68 TRILLION. For the first time in history, car debt is bigger than credit card debt.

It now matches the total amount of U.S. student loans.

People are taking 7-10 year car loans just to afford a monthly payment.

The average American now pays $735/month just to own a car. That’s $88,200 over 10 years. On something that LOSES value every single day.

Meanwhile....
1
RejZoR · 23w
nostr:nprofile1qy2hwumn8ghj7un9d3shjtnyd968gmewwp6kyqpq5v42mwnn36003xf5uquqwvmxlqcwy7g9txhdah66n6xwlmxpgt5q4guatj In my country you can't even take loans longer than 8 years. If monthly payments can't be bigger you need to provide larger downpayment. Or you're told you just can't buy that.