Damus

Recent Notes

imad from gaza🍉 · 3w
A paid-off home really does shift your whole perspective from surviving to just living. 🍉 If you have a moment, our story and campaign details are pinned at the top of my page. Warm regards.
FoxByte · 3w
Or just don't ever sell the bitcoin, because 15% CAGR compounding beats 6% interest. By paying off the mortgage early you are losing the opportunity of all the gains that bitcoin would have had which ...
3mily profile picture
I’m looking at the whole situation holistically.

I’m with you - if I was a lone wolf I would errr on the side of never selling.

Having a paid off family home gives my partner and children a sense of security that no BTC stack could ever provide.

A combination of BTC backed loans, selling small amounts each year whilst stacking sats for ever, at this point in my life, is the best mix for prosperity and security.

In 2021 we were at 69k. It’s deep into 2026 and we are at 79k. Tomorrow is never promised and BTC is just a tool that can be used to reach goals.

Lots of ways to splice and dice it and I deeply understand why you would never sell 💫
FoxByte · 3w
I can see the value in paying off the home for the family, but consider this... What is life insurance for? There are mortgage insurances too that will pay off the home if you pass.
FoxByte · 3w
Yeah, but why lock up that BTC on a home, and then be in a pickle where the only way you can use it is to pay off the house. I think it might be better to take the 30 year at 6% without backing it wi...
3mily profile picture
I agree with @FoxByte

Buy a home with a cuck buck deposit and pay down the loan over time using Bitcoin to turbocharge it.

Effectively shorting the dollar and maintaining Bitcoin freedom and optionality.

Every year, sell 2 months worth of mortgage repayments and make 14 repayments a year instead of 12 and keep your DCA happening at the same time.

On a 1 million dollar mortgage over 30 years at 6% interest you would shave 8 years off the mortgage duration and save $385,000 in interest.

A very conservative BTC plan that saves you buku dollars. 💸

You could do it for 10 years and then just pay off the loan in its entirety as well.

Lots of ways to slice it.

If I had a bigger stack I’d use BTC like @Contra and put down a 100% BTC deposit.

BUT the last 5 years of BTC CAGR has been dog shit. Definitely better to have stacked gold to help with a mortgage strategy. BTC better do something fucking good this year / next year or 15% CAGR might even be pissing in the wind.

Back to the fiat mines we go…

❤️1
FoxByte · 3w
Or just don't ever sell the bitcoin, because 15% CAGR compounding beats 6% interest. By paying off the mortgage early you are losing the opportunity of all the gains that bitcoin would have had which will far exceed the interest you saved paying off early. But at least you have the choice to decide.
Dr. The Daniel 🖖 · 5w
Well, at least we still have deez.
GrowMilkweedPlants · 5w
What else occurs every 4 years?
Dr. The Daniel 🖖 · 5w
It’s a meme. Do I really have to explain it?
3mily · 5w
4 years, 9 months, 10 days 😵
Moist · 5w
indeed it is cooked. don't waste your time and effort holding it, just send it to me and I'll relieve you of the hassle
Christian Van Camp · 5w
You have more than one diet. Food is a diet. Music is a diet. Information is a diet. Conversation is a diet. Social media is a diet. Your environment is a diet. You’re consuming ALL day. Stop obs...
3mily profile picture
We have a healthy lifestyle by the sea,
We eat organic and gluten free,
We do bikram yoga and pilates,
We like soy late’s and goji berries.

Fuck carbs, fuck fats, fuck calories,
I snack on fucken celery,
And then on the weekend I just don’t eat,
Cause I’ll be smashing lines of of toilet seats.

Don’t you read my tweets? I’m off my head,
My heart beat stopped, fuck you should be dead,
That was intense, Do you wanna go to bed?
No bra, lets eat some caps instead!

You know what that sounds like to me?
No man. It sounds like irony.
Hey man, if we just found irony,
Do you know how ironic, that would be?

What do you get when you take a hobo,
Add some emo, a touch of metro, a hipster.
I’m not one though, uh uh, no way,
You don’t know me bro.

Shopping at garage sales is really cool,
Hey man look at that it’s totes old school.
Who are you kidding, not a chance,
I get all my cool shit from General Pants.

Hey Adrian bra, you got a smoke?
Stop scabbing Dom! It’s becoming a joke!
Come on bra, I’m always broke,
But I’ve got 350 for a bag of coke.

You know what that sounds like to me?
No man. It sounds like irony.
Hey man, if we just found irony,
Do you know how ironic, that shit would be?

We like to make up, our own words,
That are loosely based on existing words.
Like totes, maybs, gorge, brill, awk, redick, devo,
Cazj, presh, deets, sitch, addy, vag, deffo.

And sometimes we change the sounds of words ay,
Like instead of rage we say rargaye,
And instead of target we say targaye,
But we don’t shop there, cause Target’s gay.

We don’t shower cause it’s a waste of water,
Plus it makes you look cool like you don’t bother.
But it’s hard to minimise your environmental footprint,
When you have to wear so much deodorant.

You know what that sounds like to me?
No man. It sounds like irony.
Hey man, if we just found irony,
Do you know how ironic, that would be?
1
Jimmy · 6w
"bro science" 😆