Used linux mint for almost ten years, then I switched to arch. It is a learning experience, the alternative is enslavement. This year probably many windows users will be forced to learn the basic of Linux.
All roads lead to #cbdc. The popular thing right now is to say 'no cbdc'. It's just a matter of time. Stablecoins are the first step preparing the banks, the big step is choosing the blockchain that will serve as a base. You can take that to whatever bank you like.