Germany 🇩🇪 taxes Bitcoin as a private asset, meaning any gains from BTC held over 12 months are completely tax free no matter how large the profit. Sell before that one year mark and you’re looking at up to 45% income tax on those gains.
The Bitcoin Policy Institute tested 36 AI models across 9,000+ experiments to see what money they’d choose on their own with no hints and no nudges. Nearly half picked Bitcoin, stablecoins came in second, and traditional fiat got less than 9% of the vote. When asked specifically about long term savings, Bitcoin won nearly 80% of the time with models pointing to its fixed supply and freedom from central banks as the main reasons. Not a single AI model ranked fiat as its top overall choice.
I used to think smart people diversified. Then I started actually studying money. Not investing tips. Money. What it is, where it comes from, who controls it and why.
The more I learned the less diversification made sense to me. Not because I got lucky with Bitcoin. Because I understood for the first time in my life that the system I was diversifying inside of was the problem. Most financial advice assumes the dollar is neutral. It is not. It loses value by design. Every portfolio built around it is fighting a losing battle at the foundation.
Bitcoin did not just change what I invest in. It changed how I see everything.