Internal financial plumbing for a trusted system is a silly hallucination you have there. Why lock of resources when trusted software can do it for free.
Currently yes it is, but imagine if Start9 themselves or someone similar pivots to creating a hardened core agent instead, like @ODELL suggested a bit further down. I think that, with primary voice control and operation is an experience bump that will bring a lot more people online.
I was more trying to poke at whether you believe we will still have a web UI style base system, secure and hardened and then agents on top, or if instead it will end up being agents all the way down.
Why is the assumption it will still be a start9 or similar? Isn't it more likely that you buy mac mini or repurposed old hardware, install openclaw and thats it?
True, I'm still weary though. The stakes are so much higher for a single slip up. Proper precautions can be taken, but by the masses and plebs(myself included) it seems a high bar currently.