@nprofile1q... @nprofile1q... ok, I see. The article I wrote is aimed at people who don't know how to or don't feel familiar with flashing a custom ROM. It's intended as a first step.
About the bootloader, it is my understanding (I could be wrong, I should add!) that if you walk around with an unlocked phone, then someone who finds it and has the know-how could quite easily get into your phone (with your data on it).