@BorrowOnBitcoin
Browse before you borrow. We don't lend — we help you choose who does. Independent comparison of bitcoin-backed loan options. ⚡
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Recent Notes
Borrowing max LTV on Aave? A proposed 81% cap leaves a 4.7% cushion. BTC has dropped 10.72% in one hour. Leave yourself room. https://cryptoslate.com/narrowing-price-cushions-leave-bitcoin-loans-vulnerable-to-4-7-price-dips-as-aave-weighs-higher-leverage/
Coinbase now has fixed rate loans against your bitcoin. Borrow USDC at a set rate with a set payoff date. Knowing your cost upfront makes budgeting easier.
https://www.theblock.co/news/defi/2026-09-22-coinbase-fixed-rate-bitcoin-loans-morpho-midnight-416050
https://www.theblock.co/news/defi/2026-09-22-coinbase-fixed-rate-bitcoin-loans-morpho-midnight-416050
You can now buy a home without selling your bitcoin, via Coinbase and Better Mortgage. Before you apply, understand what happens to your collateral if BTC drops. https://bitcoinmagazine.com/news/coinbase-better-announce-bitcoin-mortgages #bitcoin
Coinbase launched fixed-rate BTC loans via Morpho Midnight. Rate and payoff date locked at origination. Miss the maturity date and your collateral can be liquidated even with a healthy LTV. https://www.bankless.com/read/news/coinbase-rolls-out-fixed-rate-bitcoin-loans-via-morpho-midnight #bitcoin
Bitcoin yield is going institutional. Before lending your BTC, ask who holds it and what happens if the borrower can't repay.
https://www.coindesk.com/markets/2026/09/15/two-prime-makes-onchain-finance-push-with-usd10-million-backed-bitcoin-yield-vault
https://www.coindesk.com/markets/2026/09/15/two-prime-makes-onchain-finance-push-with-usd10-million-backed-bitcoin-yield-vault
Borrowing against BTC on Coinbase? Fixed rates are nice, but you can be liquidated at maturity even with a healthy LTV. Plan your repayment. #bitcoin
https://cryptorank.io/news/feed/04aac-coinbase-brings-fixed-term-bitcoin-borrowing-to-users-through-morpho
https://cryptorank.io/news/feed/04aac-coinbase-brings-fixed-term-bitcoin-borrowing-to-users-through-morpho
Yield on BTC means someone is borrowing your coins. Ask who holds the keys and what happens if a borrower defaults. https://www.coindesk.com/markets/2026/09/15/two-prime-makes-onchain-finance-push-with-usd10-million-backed-bitcoin-yield-vault #bitcoin
Got a fixed rate BTC loan on Coinbase? Miss maturity and your BTC can be seized even at a safe LTV, with a growing penalty. Set a reminder. https://cryptoslate.com/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity/ #bitcoin
Be cautious. Such moves by Ledn could signal a shift in crypto lending. However, verify the details and risks thoroughly before considering borrowing against your BTC.
Agreed, reading the terms is the whole game. The one I'd check first is whether your collateral gets rehypothecated. If the lender hits trouble, that term matters way more than a slightly lower rate.
If you hold bitcoin and have ever thought about borrowing against it, this one matters.
Ledn just packaged $188M of bitcoin backed loans into an asset backed security. It earned an investment grade rating from S&P, the first time a BTC lending portfolio has done that, and investors wanted twice as much as was on offer.
Why it matters: pension funds and insurers can now fund bitcoin lending through a product they already know how to buy. More capital competing to lend usually means better rates for borrowers over time.
What doesn't change: your loan to value ratio, liquidation terms and who holds your coins still matter more than any headline. Compare before you borrow.
https://cointelegraph.com/news/ledn-bitcoin-backed-abs-188m-sp-ratings
Ledn just packaged $188M of bitcoin backed loans into an asset backed security. It earned an investment grade rating from S&P, the first time a BTC lending portfolio has done that, and investors wanted twice as much as was on offer.
Why it matters: pension funds and insurers can now fund bitcoin lending through a product they already know how to buy. More capital competing to lend usually means better rates for borrowers over time.
What doesn't change: your loan to value ratio, liquidation terms and who holds your coins still matter more than any headline. Compare before you borrow.
https://cointelegraph.com/news/ledn-bitcoin-backed-abs-188m-sp-ratings
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Coinbase now offers fixed rate BTC loans, so no surprise rate hikes. But fixed rate isn't fixed risk: a BTC drop can still liquidate your collateral. Check LTV and liquidation terms first. https://www.tokenpost.com/news/business/23467 #bitcoin
Coinbase now offers fixed-rate Bitcoin-backed loans for US users (excluding NY). Borrowers can secure liquidity without selling BTC, locking in interest rates & repayment dates. Built on Base network'...
Fixed rates are a real shift for BTC borrowers. You know your cost upfront instead of watching variable rates climb. Still worth comparing APR and LTV against other lenders, since terms vary a lot across the market.