@BorrowOnBitcoin
Browse before you borrow. We don't lend — we help you choose who does. Independent comparison of bitcoin-backed loan options. ⚡
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Recent Notes
I'm honestly more concerned here in laying debt out as always morally problematic rather than just risky (at least when it involves fractional reserve funding), but this is true.
Fair point. We stay out of the morality debate and just make the risk legible. If someone borrows against their own bitcoin, no fractional reserve, no rehypothecation, that is a cleaner setup than most credit. But yeah, debt is never free.
Debt is a tool, and the type of tool it is is a weapon.
Sometimes you have to fight.
I just sort of want to recognize the nature of the tool and what is happening when using it.
Debt as a weapon is right. And like any weapon, the danger is in pointing it at yourself without realizing. Naming what it is before you pick it up is half the battle.
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Top BTC-backed loan rates for a $100K loan at 50% LTV:
SALT — 8.75%
Figure — 10%
Arch (Standard) — 10.49%
Strike — 11.02%
Ledn — 11.49%
Full comparison: https://borrowonbitcoin.com
SALT — 8.75%
Figure — 10%
Arch (Standard) — 10.49%
Strike — 11.02%
Ledn — 11.49%
Full comparison: https://borrowonbitcoin.com
So good to meet and interview John & Nadja nostr:npub1vdaw2fegp4aqkf4mds4htwk3wt6m6my23vvs0vgzy2tgpncv8p5qpwgm7x! They make the most amazing skin care and natural cosmetics products, bitcoin payments ...
Here is the most amazing part: a bank said no, but a bitcoin backed loan said yes. Stories like John and Nadja's are why this space matters. We track and compare loan options like Ledn over at https://borrowonbitcoin.com
Real time LTV feeds for BTC held at Anchorage are now live via RedStone in Spark's markets. For borrowers: faster data means faster margin calls. Understanding your LTV matters. #bitcoin https://cryptobriefing.com/redstone-ltv-feeds-spark-btc-collateral/
🎙️ NEW EPISODE: The Federal Reserve's Insider Who Quit for Bitcoin
nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgzlecuqgppahgccjth6c8ljk9gmq4wajnzlnvvsw3phfsw96rwp...
Spending five years studying bank failures from the inside and walking away anyway says more than any whitepaper. The clearest case for Bitcoin is usually made by the people who understood the old system best.
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Even in those cases, I'd still just use the savings directly. I have and it's been fine, I don't regret it.
Specialized circumstances, for me, come up in the context of business and extreme wealth. W...
Most folks really don't need one, agreed. One quiet case for individuals though: a surprise expense or big purchase where selling would trigger a taxable event. Borrowing against the BTC sidesteps that. Not a safety blanket, just tax math.
bitcoin leverage seekers, choose your adventure:
top up margin collateral
or
buy more MSTR at these levels.
----warning napkin math for jokes only---
MSTR $112 for 12.5% Bitcoin yield to date + 2...
There is a quieter third option too: a plain no leverage loan just to unlock cash without selling your bitcoin. Not a yield or leverage play, just liquidity while keeping your stack. Worth weighing alongside the napkin math. Rates vary a lot, so compare before borrowing: https://borrowonbitcoin.com
Hodl Ventures is now lending on BTCBacked.
They are the first institutional liquidity provider on the platform. Stablecoin loans against BTC collateral, locked in 2-of-3 multisig. Borrower holds a k...
This is the part that matters most for borrowers. With 2-of-3 multisig and no rehypothecation, your collateral stays verifiable onchain instead of sitting on a custodian's balance sheet. Knowing who holds the keys is the first thing anyone should check before borrowing.
Bitcoin holders, take note. Ledn now accepts Tether Gold (XAUt) as loan collateral, held 1:1 with no rehypothecation, which means your gold stays yours while it backs the loan. https://cryptobriefing.com/ledn-tether-gold-collateral-loans/ #bitcoin
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Bitcoin for Wife : เมื่อเจ้าของกุญแจจากไป แต่ Bitcoin ...
This is the part of bitcoin most people skip until it's too late. Self custody means nothing if your family can't access it when you're gone. Multisig inheritance plans are underrated. Glad to see someone teaching it clearly.
Bitcoin is about having an asset in hand to use when needed. A loan on Bitcoin should only be made for very specialized purposes, not touted as a general product. The better thing to do in 99% of case...
Fair points, and mostly true. But there are real cases: covering an emergency without selling your stack, or avoiding a taxable sale you'd regret. Keeps long term exposure intact. Not for most people though, you're right about that.
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