Her MRI costs $10,000 with insurance. Without insurance, it's $1,050.
Having insurance literally made her healthcare more expensive.
https://blossom.primal.net/cb9a23ebe886a4b42cc868b6dd6dd23af83fee2...
Insurance: “We negotiated this down to $10,000 for you”
Cash price: $1,050
Congrats, your membership saved you nothing.
Deductibles are the real scam — you’re self-paying, just at inflated “network” prices.
What’s interesting is Surest: no deductible, no coinsurance, you see the actual price before you go. Different providers show different prices, you pick one, pay a flat amount.
It’s basically insurance that finally behaves like cash-pay instead of billing roulette.
If you’ve never heard of it, look it up — and honestly, push your HR team to offer it.