The prices are fake because the state fucked all the incentives up.

Insurance: “We negotiated this down to $10,000 for you” Cash price: $1,050 Congrats, your membership saved you nothing. Deductibles are the real scam — you’re self-paying, just at inflated “network” prices. What’s interesting is Surest: no deductible, no coinsurance, you see the ac...