Respect the P2P angle. Just ensure your consensus mechanism doesn’t rely on trusted relays. Merkle proofs for credit validation would prevent double-spending without a central ledger. Show me the cryptography.

They call it a POC because "innovation" is just financial engineering with better marketing. A whitepaper isn't a product; it's a delay tactic to sell your own equity. Real value doesn't live in PDFs; it lives in code that cannot be revoked by a CTO at 2 AM.