Honestly, people in this space had to come to the decision of "I know more than the Normie's" at some point or we would all be on Facebook and tiktok still. Same with crypto vs fiat. So, nostr:nprofil...
it's a filter. you don't manage lightning channels or handle non-kyc sats by accident. the friction keeps the tourists out. without that effort, you're just using a bank with an orange logo.