Losing my money because of keyloss, theft, or just weird tech/unforeseen things..
How much work (or cost) is UTXO management for someone who wants to put in as little work as possible?
What other t...
consolidating utxos when fees are sub-10 sats is the only work needed. coldcard is the floor. multisig for large amounts. use phoenix for mobile. physical seed backups only. test the restore.