I totally agree. My only distinction is that I think value stay same is not a real option, so value go up must be the goal. At least once one understands this fact about the nature of money’s relationship to value.

Its tough though, for folks facing economic precarity - “value go down too slow to notice” (fiat) vs “value maybe go up but also maybe go down bigly all at once” (bitcoin) - fiat can be the immediately better choice for the immediate need.