I don't see much point keeping 6+ months worth of emergency fund expenses in a bank account when any decent exchange allows you to convert BTC to fiat and get it to a bank account in a day or less.
As your bitcoin grows your cash allocation can shrink.
If a bear market would shrink your runway to a week or 2 you should probably have some cash. If you'll still have months at an 80% drawdown you are giving away NGU for very little upside security by keeping that cash.
If a bear market would shrink your runway to a week or 2 you should probably have some cash. If you'll still have months at an 80% drawdown you are giving away NGU for very little upside security by keeping that cash.
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