Mitch Conner · 5w One of these days I hope to understand how people manage to get into credit card debt. I just tried to apply for an Amazon card, it got declined. I've been paying all my bills on time for years and I ... tomcat :arch_linux: @tomcat :arch_linux: 1775317876 @Mitch ConnerThat's your problem. They want you to carry debt. No credit is somehow worse than bad credit because at least with bad credit they know they can bleed you dry with minimum payments that only pay toward interest.