Sure, I'm also not willing to transact daily on anything but my credit card.
If there's something I want to buy with Bitcoin it has to be meaningful or with another person who I respect.
For ex, my ...
Just abstract what you're spending. The form doesn't matter. Spending is spending, no matter what money you're using. You're already there. You spend on credit so you can budget and save more money than you spend. If you only hold enough fiat to give to merchants that demand it, then you will slowly start to spend Bitcoin as you replace those merchants with ones who demand Bitcoin.