“Bitcoin is a decentralized central bank.” — Chris Lane, CTO of Silvergate speaking at The Bitcoin Mena Conference.
Lane offered a banking-native way to think about where Bitcoin actually fits.
Instead of competing with banks, he framed Bitcoin as something banks eventually use — a neutral settlement layer sitting above institutions, accessed the way banks already access one another through correspondent relationships.
What stood out:
✅ Bitcoin positioned as final settlement, not a liability
✅ Stablecoins as training wheels for digital plumbing
✅ Clear separation between claims and bearer assets
✅ Correspondent banking as the mental model
The signal here is architectural, not ideological. If Bitcoin becomes a reserve rail, adoption won’t look disruptive — it will look boring, slow, and very familiar.
Follow me - @Johnny for grounded insights on how digital assets are reshaping finance and how to ledger them. #thejohnnycrypto #bitcoin #Stablecoins #staking #BTC #nostr #grownostr #asknostr
Lane offered a banking-native way to think about where Bitcoin actually fits.
Instead of competing with banks, he framed Bitcoin as something banks eventually use — a neutral settlement layer sitting above institutions, accessed the way banks already access one another through correspondent relationships.
What stood out:
✅ Bitcoin positioned as final settlement, not a liability
✅ Stablecoins as training wheels for digital plumbing
✅ Clear separation between claims and bearer assets
✅ Correspondent banking as the mental model
The signal here is architectural, not ideological. If Bitcoin becomes a reserve rail, adoption won’t look disruptive — it will look boring, slow, and very familiar.
Follow me - @Johnny for grounded insights on how digital assets are reshaping finance and how to ledger them. #thejohnnycrypto #bitcoin #Stablecoins #staking #BTC #nostr #grownostr #asknostr