Your compulsion to quote note people out of threads all the time, instead of participating in the discussion where the people who actually read this post in context and would be best served by your opinions, makes interacting with you painful.

The context here being the circumstance where the counterparty is a threat, i.e. someone aggregating data they get when you use venmo/zelle for example which, in that case, makes the kyc exposure very similar to just sending it to yourself but which avoids exposing yourself to the assumed threat.

Happy to discuss if you want to justify your opinion.