Lemme just ask. Do you have a lightning node? If no, why not? Too much capital requirement? Too hard in general? Running a lightning node is almost like a full time job if you want it to actually work right and get bigger.

That's exactly the problem. If it's too much for a normies to run, we need a different solution.

Do you understand the obsession with shaming ETFs? Why? It's the same thing imo. Bitcoin you don't own. Just like with a custodial lightning wallet.