Phoenix can't be mentioned in the same sentence as the others. It's an actual self-custodial lightning wallet that works, seamlessly. "Outrageous fees": as an experiment, I went through my last 5 transactions. Tx1: $2.22 fee: 14 sats 2: $142 fee: 643 sats 3: $141 fee: 641 sats 4: $586 fee: 2644 sats 5: (deposit on chain) $1555 fee: 210 sats. Does that seem outrageous to you? The $586 payment had a high fee of a little over $2, which is like 0.3%; Lightning is like that, it's percentage based. But "high": this is way lower than many other payment methods, and it's instant, sovereign and mainly private.

Overall it's crazy to me that for years now, every time I recommend Phoenix, saying the actual tradeoff is a slightly worse privacy model (but really not bad), I hear people dismiss it as "crazy fees". Just because immediate onboarding (which is a one-time event) to an actually self sovereign wallet costs a couple of bucks doesn't mean "crazy fees"! You don't get everything working perfectly for zero dollars, sheesh.