Sorted. Thanks for the heads up.

Some wallets (eg Trezor Suite) do not allow you to create a second account if the first one is unused. Sparrow does, however. Otherwise all correct.

You can do it with Sparrow, how much it helps is difficult to say - depends on your threat model.

Sparrow v2.3.0 released with:

Send to Silent Payments
Pay to DNS address
Min fee rate from server

And more: https://github.com/sparrowwallet/sparrow/releases/tag/2.3.0

https://sparrowwallet.com/download/

Sparrow v1.8.5 released with:

Whirlpool over decentralized Soroban
Restart in different Home Folder
Faster initial server connections
Upgrade to HWI 3.0.0

And more: https://github.com/sparrowwallet/sparrow/releases/tag/1.8.5

https://sparrowwallet.com/download/