I only been scammed with paying directly once. Buyer moves first. Good thing to check the sellers reviews and when in doubt ask about escrow for first time trades. Maybe @nprofile1q... can give you insights in escrow dispute situations 🤔
Well your original comment was about BTC vs XMR and my comment focused on the fact that bitcoin centric people don't see an upside in monero as the issues with BTC L1 have already been solve through LN...
As I see it the LN technology is interesting and can bring improvements especially for self hosted and special use cases but is more difficult to run. Most LN users are and gonna be onboarded with a custodial setup through an intermediary layer, akin to traditional payment processors, which gives rise to a centralized vectors of regulatory attacks.
L1 p2p infrastructure is more resistant while staying easy to operate for users 👍
I didn't click your link sry. But to your argument: I wouldn't expect it getting that big anytime soon or ever. I expect affordability of hardware outpacing moneros blockchains demands in the mid to long run, even with accelerating adoption. Also it's not necessary for everyone to run a node. With BTCs block size limits you could soon run a node on every fridge out there but whats the point? I find miming decentralization more important and that I don't see improving with BTC...
I see. But when hosting your own node wouldn't you need to open channels and lock liquidity beforehand with each merchant you want to have instant payments? Routing through hubs would incur fees and actually form centralization no?
I agree instant payment is a great benefit. But the trade off is centralization. At that point one can also just use a crypto backed credit card. I use crypto in the first place because it's p2p.