@Joker
Relays (5)
- wss://nos.lol – read & write
- wss://relay.damus.io – read & write
- wss://eden.nostr.land – read & write
- wss://nostr.wine – read & write
- wss://relay.getalby.com/v1 – read & write
Recent Notes
OpenAI To Begin Testing Ads In ChatGPT In Desperate Push For Revenue😹🤣😂
Chief Executive Sam Altman once said advertising was a ‘last resort’ for the company.
Chief Executive Sam Altman has long expressed concerns about introducing ads into ChatGPT, warning that it could erode trust with users if they believe the chatbot’s answers are being influenced by advertisers.
“Ads plus AI is sort of uniquely unsettling to me,” he said at a fireside chat at Harvard University two years ago. “I kind of think of ads as a last resort for us for a business model.”
OpenAI's partners are carrying about $96 billion in debt, which highlights the financial risks associated with the company. This debt is primarily due to the funding needed for operations and expansion in the AI sector.
OpenAI plans to start testing ads in ChatGPT for the first time, a major shift in its business strategy as it seeks new ways to increase revenue.
The company will begin showing ads in the free version of the chatbot, as well as its cheapest subscription tier, called ChatGPT Go.
Ads will appear at the bottom of ChatGPT’s answers and be labeled. OpenAI’s more expensive subscription tiers won’t show users ads.
Remainder Of The Article: Ultimate Resource On Artificial Intelligence: https://dpl-surveillance-equipment.com/miscellaneous/ultimate-resource-on-artificial-intelligence/
Chief Executive Sam Altman once said advertising was a ‘last resort’ for the company.
Chief Executive Sam Altman has long expressed concerns about introducing ads into ChatGPT, warning that it could erode trust with users if they believe the chatbot’s answers are being influenced by advertisers.
“Ads plus AI is sort of uniquely unsettling to me,” he said at a fireside chat at Harvard University two years ago. “I kind of think of ads as a last resort for us for a business model.”
OpenAI's partners are carrying about $96 billion in debt, which highlights the financial risks associated with the company. This debt is primarily due to the funding needed for operations and expansion in the AI sector.
OpenAI plans to start testing ads in ChatGPT for the first time, a major shift in its business strategy as it seeks new ways to increase revenue.
The company will begin showing ads in the free version of the chatbot, as well as its cheapest subscription tier, called ChatGPT Go.
Ads will appear at the bottom of ChatGPT’s answers and be labeled. OpenAI’s more expensive subscription tiers won’t show users ads.
Remainder Of The Article: Ultimate Resource On Artificial Intelligence: https://dpl-surveillance-equipment.com/miscellaneous/ultimate-resource-on-artificial-intelligence/
The Federal Reserve's $420 Billion Bank Bailout (You Didn't Get The Memo?😹🤣😂)
Banks are cracking—and they’re terrified of what comes next. With $420B in stealth bailouts, Trump targeting credit card profits, and stablecoins threatening to drain $6 trillion from the system, Wall Street is losing control.
Behind the scenes, corrupt politicians are scrambling to stop Bitcoin innovation. This article exposes the battle lines: Bitcoin vs The Banksters.
The Fed Is Quietly Bailing Out The Banksters
The Federal Reserve has recently provided nearly $420 billion to Wall Street through a government financial program aimed at banks facing cash shortages.
This unprecedented move has raised concerns about the stability of the financial sector.
Implications
These cash infusions suggest that banks may be experiencing liquidity issues, indicating potential instability in the financial system.
The Federal Reserve has lifted the cap on such transactions, allowing banks to borrow without limits to meet their liquidity needs.
Response From The Federal Reserve
The New York Federal Reserve has stated that these large infusions are routine and intended to support effective monetary policy and interest rate control.
They emphasize that these are temporary loans to help banks maintain operations.
However, the lack of transparency regarding which banks received the funds has led to speculation about the overall health of the banking sector.
Remainder Of The Article: As Crypto Crash Erases Approx. $1 Trillion in Market Value Users Say, “Thanks But No Thanks” To Bailouts: https://dpl-surveillance-equipment.com/bitcoin-and-crypto-currency/as-crypto-crash-erases-approx-1-trillion-in-market-value-user-say-thanks-but-no-thanks-to-bailouts/
Banks are cracking—and they’re terrified of what comes next. With $420B in stealth bailouts, Trump targeting credit card profits, and stablecoins threatening to drain $6 trillion from the system, Wall Street is losing control.
Behind the scenes, corrupt politicians are scrambling to stop Bitcoin innovation. This article exposes the battle lines: Bitcoin vs The Banksters.
The Fed Is Quietly Bailing Out The Banksters
The Federal Reserve has recently provided nearly $420 billion to Wall Street through a government financial program aimed at banks facing cash shortages.
This unprecedented move has raised concerns about the stability of the financial sector.
Implications
These cash infusions suggest that banks may be experiencing liquidity issues, indicating potential instability in the financial system.
The Federal Reserve has lifted the cap on such transactions, allowing banks to borrow without limits to meet their liquidity needs.
Response From The Federal Reserve
The New York Federal Reserve has stated that these large infusions are routine and intended to support effective monetary policy and interest rate control.
They emphasize that these are temporary loans to help banks maintain operations.
However, the lack of transparency regarding which banks received the funds has led to speculation about the overall health of the banking sector.
Remainder Of The Article: As Crypto Crash Erases Approx. $1 Trillion in Market Value Users Say, “Thanks But No Thanks” To Bailouts: https://dpl-surveillance-equipment.com/bitcoin-and-crypto-currency/as-crypto-crash-erases-approx-1-trillion-in-market-value-user-say-thanks-but-no-thanks-to-bailouts/
Is That A Muscle In There, Or Are You Just Happy To See Me?”🏋🏿♀️😹👍🏿🤩
https://youtu.be/7yjsmIVuBxA?si=zAiQqJvfy5iwyH20
https://youtu.be/7yjsmIVuBxA?si=zAiQqJvfy5iwyH20
Is That A Muscle In There, Or Are You Just Happy To See Me?”🏋🏿♀️😹👍🏿🤩
https://fb.watch/EISEY1IA7m/?mibextid=wwXIfr
https://fb.watch/EISEY1IA7m/?mibextid=wwXIfr
Matt and Dr. Eti Ben Simon return with another AMA episode where they answer such listener questions as how sleep loss amplifies tinnitus and how Seasonal Affective Disorder impacts circadian rhythm.
They also reveal that sleep restriction slashes vaccine-induced antibody production by 50%, and highlight deep NREM sleep as the vital soil for immunological memory.
The hosts go on to analyze somniloquy, address long COVID’s inflammatory sleep fragmentation, and critique the fading efficacy of CBD/CBN.
They also blueprint an optimal bedroom, and ultimately, emphasize that consistent regularity remains the primary architect of biological restoration.
https://podcasts.apple.com/us/podcast/the-matt-walker-podcast/id1578319619?i=1000744777001
They also reveal that sleep restriction slashes vaccine-induced antibody production by 50%, and highlight deep NREM sleep as the vital soil for immunological memory.
The hosts go on to analyze somniloquy, address long COVID’s inflammatory sleep fragmentation, and critique the fading efficacy of CBD/CBN.
They also blueprint an optimal bedroom, and ultimately, emphasize that consistent regularity remains the primary architect of biological restoration.
https://podcasts.apple.com/us/podcast/the-matt-walker-podcast/id1578319619?i=1000744777001
In this Huberman Lab Essentials episode, my guest is Dr. Wendy Suzuki, PhD, a professor of neural science and psychology at New York University.
We discuss simple, daily habits to improve focus, memory and overall cognitive performance.
Dr. Suzuki explains how exercise directly enhances brain function—both the immediate benefits of a single workout and long-term support for cognitive health.
We also discuss how meditation, verbal affirmations, sleep and other behavioral practices positively influence mood and stress regulation.
https://podcasts.apple.com/us/podcast/huberman-lab/id1545953110?i=1000745266222
We discuss simple, daily habits to improve focus, memory and overall cognitive performance.
Dr. Suzuki explains how exercise directly enhances brain function—both the immediate benefits of a single workout and long-term support for cognitive health.
We also discuss how meditation, verbal affirmations, sleep and other behavioral practices positively influence mood and stress regulation.
https://podcasts.apple.com/us/podcast/huberman-lab/id1545953110?i=1000745266222
Bitcoin Industry Introduces A Solution That Makes Banks Obsolete!
Stablecoins typically offer higher yields than traditional banks, with rates ranging from 6% to 18%, while bank savings accounts generally provide yields between 0.4% and 5%.
Implications for Depositors
Stablecoins: Offer significantly higher yields, attracting users looking for better returns on their deposits. They provide 24/7 access and faster transaction times compared to traditional banks.
Bank of America CEO Brian Moynihan has warned that up to $6 trillion in deposits will migrate to stablecoins.
Banks: Struggle to compete with the yields offered by stablecoins, leading to concerns about potential deposit outflows. Banks are lobbying against yield-bearing stablecoins to protect their deposit base.
This yield disparity highlights the growing competition between traditional banking and the emerging stablecoin market.
This significant difference can attract depositors to stablecoins, potentially impacting traditional banking deposits.
Potential Deposit Outflows
This amount represents approximately 30% to 35% of all U.S. commercial bank deposits.
The shift is linked to the growing popularity of yield-bearing stablecoins, which could attract depositors seeking better returns.
Reasons For The Shift
Stablecoins can offer higher interest rates compared to traditional bank savings accounts.
If stablecoins are allowed to pay interest, banks may struggle to compete, leading to significant deposit outflows.
The banking sector is lobbying against yield-bearing stablecoins to protect their deposit base and lending capabilities.
Legislative Response
Lawmakers are considering regulations that would restrict stablecoin issuers from offering interest on holdings.
A proposed bill aims to prevent digital asset service providers from paying interest on stablecoin balances, framing it as consumer protection.
Broader Implications
The movement of funds into stablecoins could limit banks' ability to lend, as they rely on deposits for funding.
Stablecoins may also change the dynamics of financial intermediation, potentially reshaping the banking landscape.
The ongoing debate highlights the tension between traditional banking and the emerging digital asset industry, with significant implications for both sectors.
Stablecoins typically offer higher yields than traditional banks, with rates ranging from 6% to 18%, while bank savings accounts generally provide yields between 0.4% and 5%.
Implications for Depositors
Stablecoins: Offer significantly higher yields, attracting users looking for better returns on their deposits. They provide 24/7 access and faster transaction times compared to traditional banks.
Bank of America CEO Brian Moynihan has warned that up to $6 trillion in deposits will migrate to stablecoins.
Banks: Struggle to compete with the yields offered by stablecoins, leading to concerns about potential deposit outflows. Banks are lobbying against yield-bearing stablecoins to protect their deposit base.
This yield disparity highlights the growing competition between traditional banking and the emerging stablecoin market.
This significant difference can attract depositors to stablecoins, potentially impacting traditional banking deposits.
Potential Deposit Outflows
This amount represents approximately 30% to 35% of all U.S. commercial bank deposits.
The shift is linked to the growing popularity of yield-bearing stablecoins, which could attract depositors seeking better returns.
Reasons For The Shift
Stablecoins can offer higher interest rates compared to traditional bank savings accounts.
If stablecoins are allowed to pay interest, banks may struggle to compete, leading to significant deposit outflows.
The banking sector is lobbying against yield-bearing stablecoins to protect their deposit base and lending capabilities.
Legislative Response
Lawmakers are considering regulations that would restrict stablecoin issuers from offering interest on holdings.
A proposed bill aims to prevent digital asset service providers from paying interest on stablecoin balances, framing it as consumer protection.
Broader Implications
The movement of funds into stablecoins could limit banks' ability to lend, as they rely on deposits for funding.
Stablecoins may also change the dynamics of financial intermediation, potentially reshaping the banking landscape.
The ongoing debate highlights the tension between traditional banking and the emerging digital asset industry, with significant implications for both sectors.
Ok, This Is My 3rd. Time Listening To This Very Essential Audiobook On Money (Monetary History)
You Too Can Be A Wizard Of Finance!
Or Maybe Not!🤣😂😹
https://www.audible.com/pd/B0F2NBRB4Q?source_code=ASSORAP0511160006&share_location=player_overflow
You Too Can Be A Wizard Of Finance!
Or Maybe Not!🤣😂😹
https://www.audible.com/pd/B0F2NBRB4Q?source_code=ASSORAP0511160006&share_location=player_overflow
US Dollar Continues Downward Trend (No Purchasing Power🤬🥵) Reflecting Investor Lack Of Confidence!
Over the past 12 months, the United States Dollar has decreased by approximately 10.15%.
It has shown some recent strengthening, but overall, it has experienced a significant decline compared to the previous year.
U.S. Dollar Performance Overview
Yearly Trend
The U.S. Dollar Index (DXY) has decreased by approximately 10.15% over the past 12 months.
The index has shown a significant decline, marking its worst annual performance since 2017.
Monthly Changes
In the last month, the dollar has strengthened slightly, with an increase of 0.49%.
As of January 12, 2026, the DXY value is 98.7940, down 0.34% from the previous session.
Historical Context
The dollar index has fluctuated between a low of 96.22 and a high of 110.18 over the past year.
The all-time high for the U.S. Dollar Index was 164.72 in February 1985.
Key Influencing Factors
Recent concerns regarding the independence of the Federal Reserve have impacted the dollar's value.
Economic indicators, such as employment data, have also influenced market perceptions and the dollar's strength.
This data reflects the dollar's performance and the factors affecting its value over the past year.
Over the past 12 months, the United States Dollar has decreased by approximately 10.15%.
It has shown some recent strengthening, but overall, it has experienced a significant decline compared to the previous year.
U.S. Dollar Performance Overview
Yearly Trend
The U.S. Dollar Index (DXY) has decreased by approximately 10.15% over the past 12 months.
The index has shown a significant decline, marking its worst annual performance since 2017.
Monthly Changes
In the last month, the dollar has strengthened slightly, with an increase of 0.49%.
As of January 12, 2026, the DXY value is 98.7940, down 0.34% from the previous session.
Historical Context
The dollar index has fluctuated between a low of 96.22 and a high of 110.18 over the past year.
The all-time high for the U.S. Dollar Index was 164.72 in February 1985.
Key Influencing Factors
Recent concerns regarding the independence of the Federal Reserve have impacted the dollar's value.
Economic indicators, such as employment data, have also influenced market perceptions and the dollar's strength.
This data reflects the dollar's performance and the factors affecting its value over the past year.
Most Single-Family Rentals Are Owned By Small Landlords (It's Inflation Stupid!)
The impact of deep-pocketed investors on home-buying opportunities is frequently overstated.
The top 24 owners of single-family rentals own just over 520,000 homes combined, according to SFR Analytics.
That’s equal to roughly 3.5% of the 15 million rental homes in the US and less than 1% of the total single-family housing stock.
Blackstone portfolio company Tricon, owns more than 56,000 homes, and Cerberus Capital Management’s FirstKey Homes has about 49,000 properties, according to SFR Analytics.
Related:
* Trump Targets Institutional Investors In Affordable Housing Push
* Pulte Cites ‘Portable Mortgages’ After 50-Year Idea Bombs
* Trump Bid To Ban Corporate Homebuying Blindsides Wall Street
* Can Trump Lower Home Prices With A Wall Street Ban?
Related: Cracks In The Housing Market Are Starting To Show: https://dpl-surveillance-equipment.com/economics-and-finance/cracks-in-the-housing-market-are-starting-to-show/
The impact of deep-pocketed investors on home-buying opportunities is frequently overstated.
The top 24 owners of single-family rentals own just over 520,000 homes combined, according to SFR Analytics.
That’s equal to roughly 3.5% of the 15 million rental homes in the US and less than 1% of the total single-family housing stock.
Blackstone portfolio company Tricon, owns more than 56,000 homes, and Cerberus Capital Management’s FirstKey Homes has about 49,000 properties, according to SFR Analytics.
Related:
* Trump Targets Institutional Investors In Affordable Housing Push
* Pulte Cites ‘Portable Mortgages’ After 50-Year Idea Bombs
* Trump Bid To Ban Corporate Homebuying Blindsides Wall Street
* Can Trump Lower Home Prices With A Wall Street Ban?
Related: Cracks In The Housing Market Are Starting To Show: https://dpl-surveillance-equipment.com/economics-and-finance/cracks-in-the-housing-market-are-starting-to-show/
More Bitcoin Isn’t Created (Discovered) As A Result Of Price Increases! (Like Gold, Silver, Etc.)✅👍🏿🎉🍾🎊
“If its price goes up, its supply schedule remains unchanged. Economists would say that Bitcoin is the world’s first perfectly inelastic commodity.”
Excerpt From:
.“The Big Print: What Happened To America And How Sound Money Will Fix It.” By Lawrence, Lepard
https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewBook?id=0
This material may be protected by copyright.
“If its price goes up, its supply schedule remains unchanged. Economists would say that Bitcoin is the world’s first perfectly inelastic commodity.”
Excerpt From:
.“The Big Print: What Happened To America And How Sound Money Will Fix It.” By Lawrence, Lepard
https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewBook?id=0
This material may be protected by copyright.