Man! This looks fantastic! I especially like the idea of it taking care of keeping track of any potential capital gains associated with each expenditure.

One concern, though: I presume that since it wasn't mentioned, there is no FDIC-like insurance associated with your Bitcoin balance. Is this correct? It's not necessarily a deal-breaker. I don't even know if it's even really doable. But, it would be nice to know for sure one way or the other when weighing the pros and cons of potentially switching to this.