Fiat money turned real estate into a consumption good, where most people just live in it. A bit ironic since most people treat it as an investment, but most real estate doesn't generate any cash flow ...
I would say interest is the product, and property is just the tool to convince the customer that debt slavery is the answer
https://youtu.be/Dhr4q8-J0m8
https://youtu.be/Dhr4q8-J0m8